This course is aimed for a nontechnical audience that is interested in learning how Distributed Ledger Technology (DLT) and Blockchain, as its subset, has been implemented in the financial industry; how it is already changing the future of financial (and economic) services and products, including payments; and how it will impact our lives and the global economy, as a whole. Regulators, globally, such as the SEC, OCC, U.S. Treasury Department, Fed, IMF, and ECB, have been recognizing the benefits that DLT and Blockchain technology can bring to financial and economic activities. In addition to experimenting with a Central Bank Digital Currency (CBDC), they have been supporting compliant Decentralized Finance (DeFi) products, which have the appropriate regulatory support and compliance built in.Prerequisite: 29:390:329.